Insurance Companies are more than willing to sell you an Insurance Policy. In most cases, when a consumer must file an insurance claim to rebuild or repair their home or business in the aftermath of a disaster, their insurance company responds in an appropriate and satisfactory manner. However, while the purpose of purchasing an insurance policy is to protect the policy holder from disasters such as a storm, the bottom line for insurance companies is to make money. In an effort to save their company money and protect their profits, insurance companies will occasionally use one or more of the following methods:

• DENY YOUR CLAIM: You may have been informed that the “damages do not meet your policy deductible.” This may have been determined incorrectly because:
  
  A) The insurance adjuster may have failed to document all damages to your property.
   
  B) The insurance carrier simply chose to low-ball the claim.
  
  If your claim has been denied, before you simply just accept being told “damages do not meet your policy deductible.” contact Cohen Battisti, Attorneys at Law for a review of your policy and damages. Your damages, may in fact, meet your deductible, and your damages seen and unseen (mold, bacteria, future remediation needs) may easily exceed your policy limits.
   

• DELAY YOUR CLAIM: Make no mistake about it, the insurance industry is big business. By delaying your claim, and essentially keeping money in the bank ensures interests are paid to a larger degree for the insurance carriers bank accounts. The insurance carrier's decision to delay your settlement, may actually increase the damage to your home due to untreated water damage, mold and fungus. The insurance carrier is literally banking on you being so happy to receive your settlement, although delayed, that you simply accept the settlement and move on. If your settlement is being delayed by your insurance carrier, it is extremely important that you have a second assessment of the damage to your home or business to ensure the settlement amount is not only sufficient, but to properly document any additional damage as a result of the delay. Once you accept a settlement, insurance companies consider the claim closed.
  
  UNDERPAY YOUR CLAIM: Insurance companies will always pay the least amount as possible for your insurance claim. Which is why obtaining the services of a qualified Insurance Claim Attorney can make a noticeable difference not only in the amount your are compensated for by the insurance carrier, but also the speed in which the insurance carrier handles your claim. If you have been under-compensated for your damage, you have a right to submit a claim for additional insurance money. This must be done relatively quickly after receiving your initial settlement or you will be barred from seeking additional money you are owed. You must act promptly in demanding your fair benefits for your hurricane losses.

When insurance company refuse to pay legitimate Orlando, Central Florida & Statewide Storm Damage claims,  makes inadequate claim settlement offers which are less than they knows the claim is actually worth, or denies a claim without adequate investigation, call an experienced Orlando, Florida & Statewide Storm Damage Attorney / Lawyer at Cohen • Battisti @ (407) 478-4878 for a free and confidential case review.

"At Cohen Battisti we believe effective Orlando and Central Florida Storm Damage legal representation requires experience and dedication to protect the rights of those who have entrusted their legal options and rights, as well as maintaining the best interest of each client."